Subcontractor compliance checklist

The subcontractor compliance checklist
for UK contractors, before work begins.

A practical list of the documents to collect from subcontractors before they set foot on site, broken down by type and what to check for each one.

Most UK contractors start with a spreadsheet or a mental note that holds together until a site manager asks for proof and you find yourself scrambling through old emails. This checklist gives you a starting point so you know exactly what to ask for before anyone sets foot on site.

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The checklist

What to collect from every subcontractor

This subcontractor document checklist covers the supporting evidence UK contractors typically collect before work begins. Not every item applies to every trade, so adjust it for the scope of work.

Insurance

These two are non-negotiable. Check the cover amount and the expiry date, not just whether a certificate exists.

Public Liability Insurance

Check the cover level. Many principal contractors require a minimum of £5m. Confirm the policy covers the type of work being carried out.

Employers Liability Insurance

Required by law for any business that employs staff. The statutory minimum is £5m, though most policies are issued at £10m. A sole trader with no employees is not legally required to hold this.

Competence cards and registrations

Cards prove the operative can legally carry out the work. An expired card is treated the same as no card on most sites.

CSCS card

Check it matches the operative's role and that the expiry date has not passed. Most card types are valid for five years.

ECS card (electricians)

Issued by the Joint Industry Board (JIB) for electricians and electrical operatives. Typically valid for three years. Check the card itself for the exact date.

Gas Safe registration card

Required for any work on gas installations. Check the card covers the specific type of work being carried out, not just that the card exists.

NICEIC or NAPIT registration

For electrical contractors. Verify the company is currently on the register, not just that they hold an old certificate.

IPAF or PASMA card

Required for work at height using powered access platforms or mobile scaffolding. Check it covers the type of equipment being used.

Health and safety documentation

These are what a principal contractor or HSE inspector will ask for if something goes wrong on site.

Risk Assessment and Method Statement (RAMS)

Describes how the work will be carried out safely. RAMS have no formal expiry date, but go stale when scope or site conditions change. Request fresh RAMS for each new mobilisation, even if the subcontractor has worked with you before.

COSHH assessment

Required where hazardous substances are involved, including solvents, adhesives, and certain construction dusts.

LOLER inspection certificate

Required for lifting equipment the subcontractor is bringing to site. Inspections must be carried out at regular intervals and records kept.

PUWER inspection records

Covers work equipment more broadly. Ask for current inspection records if the subcontractor is bringing machinery or powered tools that could pose a risk.

Business credentials

Less urgent day-to-day, but increasingly required by principal contractors and useful for audit readiness.

CIS verification with HMRC

Construction Industry Scheme verification confirms the subcontractor's deduction rate. Required before making payments under CIS.

SSIP accreditation (CHAS, SafeContractor, Constructionline, or equivalent)

Not every job requires it, but many principal contractors do. A current SSIP accreditation means the subcontractor's health and safety capability has already been assessed to a recognised standard, which reduces how much you need to check individually.

Waste Carrier licence

Required if the subcontractor will be removing materials from site. Check the licence is current.

A few things worth knowing before you start collecting

Not everything applies to everyone. A sole trader with no employees is not legally required to hold Employers Liability Insurance. A groundworker almost certainly does not have an ECS card. Adjust the checklist for the trade and the scope of work.

RAMS are the exception to the expiry-date rule. There is no statutory expiry on a Risk Assessment and Method Statement, but an old one is often useless. If the scope of work changes, site conditions change, or there has been a significant gap since it was written, request a fresh one. A practical rule: ask for updated RAMS at the start of each new mobilisation, even from subcontractors you have worked with before.

Check the cover amount, not just the date. An insurance certificate can be technically valid but offer inadequate cover for the job. A policy for £1m public liability may not satisfy a principal contractor requiring £5m or £10m. Always check the cover level alongside the expiry date.

SSIP accreditation covers a lot of ground at once. CHAS, SafeContractor, Constructionline, and their equivalents are all SSIP-approved schemes. A subcontractor holding any current SSIP accreditation has already had their health and safety capability assessed to a recognised standard. If a subcontractor has one, it significantly reduces the individual documentation you need to gather from them.

Collecting documents is the easy part

Most contractors manage to gather the documents when a subcontractor first comes on board. The problem that catches people out is what happens six months later, when an insurance certificate quietly lapses and nobody notices.

A certificate lands in your inbox in January. Twelve months later the policy has renewed under a new document, but the version in your folder still shows a date that has passed. A site manager or a principal contractor asks for proof, and you are scrambling to find out whether the cover is still valid.

That is not a paperwork problem. It is a tracking problem. Collecting documents gets you started. Knowing when they expire is what keeps you covered.

ExpiryFlow

Track every expiry date without a spreadsheet

ExpiryFlow is built for exactly this. Add your subcontractors, upload their documents, and the system tracks every expiry date across your supply chain. When something is about to lapse, you get an email reminder at 30, 7, and 1 day before it expires. No spreadsheet to maintain. No manual checking required.

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Common questions

What documents should I collect from a subcontractor before they start?

For most UK construction sites: Public Liability Insurance, Employers Liability Insurance (if they employ staff), a valid CSCS card for each operative, a Risk Assessment and Method Statement, and any trade-specific certification. For electrical work, that means an ECS card or NICEIC registration. For gas work, a Gas Safe registration card. For plant, a LOLER inspection certificate.

How often should I review subcontractor documents?

At the start of each new contract, and whenever something is due to expire. Insurance certificates typically renew annually. CSCS cards are valid for five years. The safest approach is to log every expiry date when you collect the document, then review records at least 30 days before anything lapses.

Is there a legal requirement to collect these documents?

CDM 2015 places responsibilities on principal contractors to manage subcontractor competence and ensure those carrying out work are suitably qualified. There is no single statutory document list, but failing to hold evidence of competence and valid insurance puts you at risk if something goes wrong on site.

What happens if a subcontractor's insurance expires mid-contract?

An expired certificate offers no protection. If an incident occurs while a subcontractor's insurance has lapsed, the liability may fall back on you. This is why tracking expiry dates, not just collecting documents once, matters.

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Related

→ What documents do subcontractors need on site?→ CSCS card expiry tracker→ Employers liability insurance tracker→ Construction compliance software